Once we confirm that all premiums accrued up to and including the incident date have been collected (or otherwise reserved) and we are satisfied with the information and documentation you have provided, we shall choose to settle any accepted claims, up to a maximum value of the sum insured (less the excess), in any of the following ways:

  1. repair at a repairer of our choice;
  2. replacement at a supplier of our choice;
  3. compensation; or
  4. a combination of the above.

Any claim payouts are made electronically via bank transfer, in South Africa with local currency.

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