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Can I insure an item with pre-existing damage?
Can I insure an item with pre-existing damage?
Jaclyn Prior avatar
Written by Jaclyn Prior
Updated over a week ago

Yes, you can insure the item, but the pre-existing damage will not be covered (i.e. you cannot claim for the pre-existing damage, only further damage that occurs while your cover is switched on, subject to the terms and conditions of the Policy).

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