1. You are not covered when cover is switched off for your item.

  2. You are not covered for use of your item in a professional capacity, except if the item is office or home industry equipment belonging to you in your private capacity.

  3. You are not covered for accidental damage, loss or theft of your item caused by, arising from or connected with:

a. your failure to take reasonable care of or to prevent damage, loss or theft of your item;

b. your own deliberate or malicious act, or those of someone acting on your behalf;

c. wear and tear, rust, mildew, corrosion, decay, chips, scratches, cracks, dents, or any superficial damage;

d. corrupted, damaged, lost or stolen electronic data (including, but not limited to, software, applications, photographs, images, films, music or other files stored electronically on your item);

e. damage, loss or theft of your item occurring prior to or existing when you switch on cover;

f. mechanical, electrical or electronic failure or breakdown;

g. depreciation (decrease in market value);

h. modifications and accessories that you have not specified in the JaSure App;

i. regardless of specification, any modifications and accessories that are not reasonably associated with your item and its typical usage;

j. anything covered by any manufacturer’s warranty, purchase agreement or service contract;

k. any exchange, cash or credit sale agreement, including theft under false pretence and fraud;

l. damage to tyres from braking, cuts, punctures, bursts or uneven road surfaces;

m. household pests (e.g. rodents, ants and moths);

n. cleaning, repairing or restoring by any manner or method;

o. damage, loss or theft of your item in the open caused by storm, water, wind, hail or snow, unless the item is designed to exist in the open.

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