You cannot insure an asset for use in a professional or commercial capacity. You are covered during official events, such as races, but not if you are a professional participant.

You are not covered for accidental damage, loss or theft of your asset caused by, arising from or connected with:

  1. your failure to take reasonable care of or to prevent damage or loss of your asset;
  2. your own deliberate or malicious act, or those of someone acting on your behalf;
  3. wear, tear, chips, scratches, cracks or any superficial damage that does not affect the performance of your asset;
  4. corrupted, lost or damaged electronic data;
  5. accidental damage, loss or theft of your asset occurring prior to or existing when you switch on cover;
  6. mechanical or electrical failure or breakdown;
  7. depreciation (decrease in market value);
  8. any consequential loss (associated costs relating to the loss, e.g. loss of earnings);
  9. modifications and accessories that you have not specified in the JaSure App;
  10. regardless of specification, any modifications and accessories that are not reasonably associated with your asset and its typical usage;
  11. anything covered by the manufacturer’s warranty; and/or
  12. damage to tyres from braking, cuts, punctures, bursts or uneven road surfaces.
Did this answer your question?